Category: Personal Insurance

Does My Auto Insurance Cover My Trailer?

Naturally, you have personal car insurance coverage to protect your investment in your vehicle and to shield you from liability in case of a crash. But what about car accessories such as utility or travel trailers? If you own a trailer, is it automatically covered under the same policy? The answer, generally speaking, is that most auto insurance policies will provide liability coverage for a...

Avoid Common Home Accidents During The Summer

Summer is the season of outdoor adventures such as swimming, boating, and trips. It is also a time when many minor or more serious accidents can occur. The following tips can help you keep your family and friends safer by preventing some common summertime home accidents and injuries. Sunburn Damage from the sun is one of the most common injuries during the warmer months. Severe...

Applying For Collector Car Insurance? Make Sure You Take These Steps Beforehand

Unlike most vehicles, collector cars appreciate in value. This means specialized insurance requirements for these vehicles. If you are becoming a classic car owner, you need to know the following before purchasing a collector car insurance policy. Eligibility For Collector Car Insurance Classic or Antique Vehicle To qualify for collector car insurance, your vehicle must meet one of the following two conditions: Antique vehicle: For...

Tips For Maintaining An Older Car

More people are keeping their cars longer. The older a vehicle, the more likely it is to be paid off, plus you may get lower auto insurance premiums on higher mileage vehicles. Treating an older car right with proper maintenance can help extend its useful life. The following are some tips for maintaining an older vehicle. Follow The Manufacturer’s Recommended Maintenance Schedule Your user’s manual...

Understanding Your Personal Umbrella Policy

A personal umbrella insurance policy will provide extra coverage for you and your assets. It can kick in when other insurance coverage is not enough, but it is not a catch-all policy designed to cover everything. Personal umbrella insurance provides two basic types of coverage – liability and defense costs. What Is Personal Umbrella Coverage? An umbrella policy can cover what primary insurance excludes or...